Allocation plans
Supports workflow automation for payroll, tax withholdings, vendor payments, and reserve targets.
Self-custodied treasury operating system for businesses preparing payroll and operating expenses.
Prepare payroll and operating cash without giving up custody
A self-custodied treasury operating system with automated allocation plans for upcoming payroll, taxes, vendor payments, and reserves.
The problem
The painful workflow
Payroll week becomes a scramble to confirm balances across multiple accounts
Tax and vendor obligations compete with payroll for the same operating cash
Finance teams rebuild allocation spreadsheets every month
Custody and signing policies are unclear when multiple people move money
Runway planning breaks when cash is not tagged to upcoming obligations
The solution
What Asphero automates
Asphero helps teams model cash allocation while funds stay in accounts you control.
Obligation calendar
Organizes upcoming payroll, tax, and operating expense timelines in one operating view.
Custody-aware controls
Assists with policy checks and approval steps before funds move — without taking custody.
Scenario modeling
Flags shortfalls early when hiring, seasonality, or vendor timing shifts cash needs.
AI agents
AI agents monitor plan drift, suggest rebalancing, and flag risks when actual balances diverge from targets.
Why this matters — Reduce payroll-week stress, improve cash visibility, and keep control of where money sits.
Who it's for
Built for
- Growth-stage companies with weekly or biweekly payroll
- Multi-entity operators consolidating treasury ops
- CFOs and controllers preparing for audit-ready cash evidence
- Teams migrating off manual spreadsheets for allocation
How we help
Treasury OS pilot program
Asphero offers a guided pilot for finance teams managing payroll and operating cash in-house.
We configure allocation plans, integrations, and reporting with your existing banking relationships — no custody transfer.
- Structured onboarding and implementation support
- Allocation workflows tailored to your payroll calendar
- You retain custody — Asphero orchestrates the operating layer
Get in touch
Tell us about your workflow
Work email, phone, and your problem description are required.